Pub. 12 2024 Issue 1

President's Message: Promoting Our Community Banks	6
Executive Director's Message: Making 2024 Another Great Year	8
From the Top: Why Instant Payments Need To Be a 2024 Priority	11
Flourish: Continuing the Climb for Our Communities	10
Spread the Wealth Some Bond Sectors Performed Better Than Others in 2023	12
Compliance Q&A Winter 2024	14
The Role of Your Insurance Partner in the Event of a Cyber Incident	18
HMDA & CRA Adjustments Are Here	20
MIB Upcoming Events	22
Application Red Flags How To Prevent Financing Fraud	24
Six Ways to Gauge Your Core’s Performance	26
2024 MIB Membership Directory	28
MIB Associate Member Resource Guide	29
Bank Training Webinars	31
Save the Date: 2024 Convention and Trade Show	30
MIB Associate Member Banks	30

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