Pub. 12 2024 Issue 3

Closing SBA loans keeps doors open. Call 800.340.7304 to start www.holtandmon.com Your customers have never needed capital more than they do right now. Plus you need to offset narrowing margins by increasing noninterest fee income. SBA/USDA lending is the perfect answer. And ICBA recommends just one provider to make the process hassle-free: Holtmeyer & Monson. Give customers exactly what they need, at no net cost to your bank. Small businesses count on your expertise. You can count on ours. Bankers’ Bank of the West We champion Community Banking bbwest.com | 800-873-4722 Where Community Banks Bank Meet Your Montana correspondent advocates Loans  Participations  Merchant Services  International Services  ATM/debit  CD’s Money Market Community Banker 23

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