Pub. 9 2021 Issue 3

6 The Community Banker mibonline.org 19-OCT Job-Specific BSA Training for Senior Management & Directors 20-OCT Top 10 IRA Rollover Mistakes 21-OCT Reg E Investigation & Requirements for Debit Card Error Resolution 26-OCT Adverse Action at Account Opening: Reporting & Documentation 27-OCT HMDA Reporting Part 2: Collecting Demographic Information 2-NOV Mastercard Debit Card Chargebacks 3-NOV Board Secretary Training: Documenting Minutes, Corrections & Disagreements 4-NOV Robbery Prevention, Response & Resilience 5-NOV Annual MLO Requirements & SAFE Act Compliance 8-NOV The FFIEC’s 13 Exam Objectives for Business Continuity & Resilience 8-NOV Countdown to New Debt Collection Rules: Deadline November 30, 2021 9-NOV HMDA Reporting Part 3: Commercial Lending Issues 10-NOV Opening Accounts for Nonresident Aliens 15-NOV Opening & Managing Certificates of Deposit 16-NOV Regulator Issues & Update for the Credit Analyst 17-NOV 1099 Reporting: Foreclosures, Repossessions & Debt Settlements 17-NOV Seven Keys to Effective Succession Planning 18-NOV Completing the SAR Line-by-Line 23-NOV How to Develop a Vaccination Policy 30-NOV Partnering with Fintech Companies: Due Diligence, Evaluation & Risks 30-NOV IRA Overview: Traditional, Roth & SEP Plans 1-DEC Your Depositor Has Died: Actions to Take, Mistakes to Avoid 2-DEC The Legal Side of Remote Deposit Capture: Risks & Liability 6-DEC Finding Lost Borrowers: The New World of Skip Tracing 7-DEC Security Officer Reports to the Board: Timing, Contents & Requirements 9-DEC Visa Debit Card Chargebacks 14-DEC Commercial Loan Annual Credit Review 15-DEC Are You Prepared for CECL? 16-DEC Opening Multi-Tiered Business Accounts fin-ed.info/mib Upcoming Webinars this MIB member benefits program. If you are interested in having your respective bank participate in the program, please feel free to contact me. Or you can contact our friend Gordon Johnson of American Bank, who recently assumed the mantle of Director of the program at the Jake Jabs College of Business and Entrepreneurship. Coming off our very strong 2021 annual convention and trade show in Billings, the Association reminds you that the state convention is always held annually in July. 2022 will be no different, and Whitefish will be the host location of next year’s State Convention at the Whitefish Lake Lodge. The MIB has not hosted our annual convention in the “Flathead” for several years, and we are excited to be returning to Whitefish for the Association’s annual event. Interest in our 2022 convention is extremely high, and, consequently, rooms at the Lodge are booking up fast. I encourage you to get your convention hotel reservation in early. And, finally, since this is the last edition of the Community Banker for the year 2021, I will take this opportunity to remind you that, starting in early December, you will find in your mailbox the MIB’s 2022 membership renewal notices. MIB’s Board, officers, and staff understand the financial burden placed on Montana’s community banks by excessive regulation and growing operating costs. That is why we do our best here at the Association to ensure that you receive the maximum value for your dues while gaining extensive support in the areas that matter. When you receive your renewal notice, we hope our efforts to tighten the Association’s belt over the last six years while expanding member services and programs will be foremost in your mind. If there is anything the MIB Board of Directors, officers, or staff can assist you with, or if there are additional benefits the association can add that would be of service to your business, please let us know. Finally, in keeping with Mr. Garcia’s timeless message to those MSU students, MIB’s mission remains as it did at its inception in 1967: to help ensure Montana’s community banks have the necessary resources to compete and thrive in an ever- changing business environment. James Brown, Esq. MIB Executive Director Continued from page 4