Pub. 4 2024 Issue 1

MONTANA AUTOMOBILE DEALERSHIP TRUST GROUP BENEFITS In the fast-paced realm of the automotive business, staying ahead requires adaptation and foresight. Employee benefits are no different. Lily Tomlin’s wisdom, “The road to success is always under construction,” resonates with me as I partner with the Montana Automobile Dealers Association (MTADA) Group Benefits Trust to enhance dealership benefits. This philosophy underpins the efforts at the MTADA Group Benefits Trust, where we continuously strive to evolve and improve our offerings to better serve our partnering dealerships. As a consultant invested in the auto industry, my collaboration with MTADA is driven by a shared commitment to dealer prosperity. With over a decade of experience, I’ve witnessed firsthand the pivotal role that employee benefits play in employer success. From attracting top talent to fostering loyalty and productivity, comprehensive benefits are essential for thriving in today’s competitive market. I’ve worked closely with many of the dealerships to offer personalized guidance and support to navigate the complexities of employee benefits. Having completed significant plan adjustments to better align with our dealerships’ needs, we are excited to embark on a new chapter of growth and expansion. With a full suite of products — including five medical plans, dental, vision, life, disability, accident, cancer, hospital indemnity, critical illness, Flexible Spending Accounts and Health Savings Accounts — we stand ready to support more Montana dealerships than ever before. At the heart of our Trust lies a partially self-funded MEWA, a structure that optimizes premium management while ensuring comprehensive coverage. This innovative approach empowers us to pool premiums from dealers and employees, maximizing resources to meet the needs of our participants. By sharing the risk across multiple entities, we create a more stable and costeffective system, ultimately benefiting everyone involved. One of the pivotal changes we’ve made is our strategic partnership with Blue Cross Blue Shield of Montana. This collaboration opens doors to expand healthcare provider networks and streamlined services, ensuring our participants have exceptional access to providers without compromising affordability. Streamlined services mean better access to quality care for employees. This not only enhances employee satisfaction but also reduces turnover and absenteeism, directly impacting dealership performance and profitability. MTADA’s collaboration with American Fidelity offers employee benefit administrative ease by eliminating the need for HR to review and manage the benefit election process for new hires and renewals, as well as provides dealership employees the flexibility to tailor benefits packages to their unique needs. This customization fosters employee engagement and loyalty, driving long-term success for dealerships. Initiatives like “It Starts With Me” and VezaHealth underscore our commitment to proactive healthcare management and employee well-being. By investing in preventive care and providing access to elite physician expertise, we not only improve health outcomes but also mitigate healthcare costs for dealerships in the long run. But it’s not just about financial gains. Providing comprehensive benefits sends a powerful message to employees: They are valued and supported. This fosters a positive work culture and enhances morale, leading to higher productivity and employee retention. As we look to the future, we extend our gratitude to our partnering dealerships for their continued trust and support. Together, we are paving the way for a healthier, more resilient automotive industry, where success is not just a destination but an ongoing journey of growth and improvement. ELEVATING DEALERSHIP BENEFITS By Jacquelyn Gomes, Principal & Owner, Canalise Consulting Group 34 MONTANA AUTO DEALER

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