Pub. 1 2021 Issue 1

52 AMERICAN FIDELITY T he Montana Auto DealersAsso - ciation (MTADA) has endorsed a handful of partners like American Fidelity that can sig- nificantly and positively impact your business. American Fidelity can work as an extension of your human resourc- es department. Why is it useful to have a company that can help with human resources? Max- imizing profits consists of two strategies: • Focusing on tasks that will make you money. For a dealership, the ob- vious focus should be on selling cars. • Delegating work that can be handled better by professionals at other companies. Dealerships in the automotive indus- try sometimes have high turnover. That high turnover is a problem for the following reasons: • High turnover costs your deal- ership money. If your employees are happy, they are more likely to continue working for you. • It can be challenging to keep up with ongoing education about benefits, never mind enrollment and administration tasks. It is often hard for sales or service employees to break away from their work because dealerships are focused on customers and potential customers. American Fidelity knows how to work with different departments in a deal- ership to review benefits and enroll at convenient times that don’t slow down productivity. It also has a department to help you stay compliant with benefits laws such as those for the Department of Labor, the Patient Protection and Af- fordable Care Act (ACA) and Section 125 Plans. This service is useful because the laws are always changing. • Account managers give your dealership updated guidance and support about benefits every year by providing targeted education about compliance issues. • Administrative service professionals look for ways to save youmoney on benefit plans for health andwelfare. They have expertise in providing information about benefit plans and reviewing compliance for all dealer- ship employers, both small and large. American Fidelity has been working with dealerships for more than 60 years. It has established relationships with 40 different automotive associa- tions that endorse it, and it has served more than 2,800 separate dealership employers. The company also main- tains an A+ business rating. If that isn’t enough, American Fidelity appears regularly on Fortune’s 100 Best Places to Work list. Because American Fidelity is an expert in human resources for deal- erships, it can deliver tailored plans with the right service level for your dealership. Account managers can: • Help new employees learn about their benefits when they are hired, including ones that don’t re- quire asking employees to answer medical questions • Offer multiple ways for employees to enroll • Enroll new hires in benefit pro- grams throughout the year • Provide ongoing education for employees American Fidelity provides the follow- ing services for no additional charge: • A web-based platform for enroll- ment, communication and admin- istration