Pub 18 2023 2024 Issue 4

President’s Message Stay Informed, Stay Involved and Share Your Collective Voice!	8
Washington Update The High Cost of Too Much Capital	10
One Rule for All Interagency Guidance for the Risk Management of Third Party Relationships	13
Commercial and Consumer Fraud: Who’s Liable?	18
The New Ransomware SelfAssessment Tool (R-SAT) Changes in Latitudes, Changes in Attitudes	24
2024 Education Calendar	30

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