Pub. 15 2020-2021 Issue 4

President's Message And the Votes Are In	8
Washington Update: Playing the Long Game	10
Counselor's Corner: Lessons from the Capital One Breach for All Banks	12
The Board of Directors Proactive Cybersecurity Mindset	16
The Race is On — Keeping Up With the BSA	18
Education Calendar	20
Fighting Margin Compression in Today’s Rate Environment	22
Advertiser Index	26

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