Pub. 16 2021-2022 Issue 5

Table of Contents	4
Presidet's Message Financial Literacy: Nebraska’s in-school savings banks	8
Washington Update Cryptocurrencies: Unlocking Banking’s “New Frontier”	12
Counselor's Corner: Employee Data Theft in the Age of FDIC Compliant Investigations	14
Tech Talk: Ransomware Guides and How to Use Them	18
Compliance Alliance: FinCEN Seeks Comments on Changes to Beneficial Ownership Reporting	22
The Fed’s Balancing Act for 2022	24
Education Calendar	25
Overdraft Overhaul	28

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