EDITORIAL: Nebraska Banker seeks to provide news and information relevant to Nebraska and other news and information of direct interest to members of the Nebraska Bankers Association. Statement of fact and opinion are made on the responsibility of the authors alone and do not represent the opinion or endorsement of the NBA. Articles may be reproduced with written permission only. ADVERTISEMENTS: The publication of advertisements does not necessarily represent endorsement of those products or services by the NBA. The editor reserves the right to refuse any advertisement. SUBSCRIPTION: Subscription to the magazine, which began bimonthly publication in May 2006, is included in membership fees to the NBA. ©2024 NBA | The newsLINK Group LLC. All rights reserved. Nebraska Banker is published six times each year by The newsLINK Group LLC for the NBA and is the official publication for this association. The information contained in this publication is intended to provide general information for review, consideration and education. The contents do not constitute legal advice and should not be relied on as such. If you need legal advice or assistance, it is strongly recommended that you contact an attorney as to your circumstances. The statements and opinions expressed in this publication are those of the individual authors and do not necessarily represent the views of the NBA, its board of directors, or the publisher. Likewise, the appearance of advertisements within this publication does not constitute an endorsement or recommendation of any product or service advertised. Nebraska Banker is a collective work, and as such, some articles are submitted by authors who are independent of the NBA. While Nebraska Banker encourages a first-print policy, in cases where this is not possible, every effort has been made to comply with any known reprint guidelines or restrictions. Content may not be reproduced or reprinted without prior written permission. For further information, please contact the publisher at (855) 747-4003. 8 MEET 2024-2025 NBA CHAIR BRAD KOEHN 12 WASHINGTON UPDATE THE “OTHER” CRA A LESSER-KNOWN TOOL IN THE POLICY TOOLBOX Rob Nichols, President and CEO, American Bankers Association 14 WHEN IS A CARD A CARD? Roger Morris Jr., JD, CIPP, Associate General Counsel, Compliance Alliance 16 TECH TALK 10 INFORMATION SECURITY TOPICS TO DISCUSS IN YOUR NEXT REVIEW Christy Thomas, Audit Manager, SBS CyberSecurity 20 INTEREST RATE RISK IN 2024 MODEL ASSUMPTIONS IN A FALLING RATE ENVIRONMENT Luke Mikles, Vice President in the Financial Strategies Group, The Baker Group 22 COUNSELOR’S CORNER VIVA LAS TITLES! UNDERSTANDING THE RISK OF PROPERTY TITLE FRAUD Emily Tosoni, Associate, and Lauren Dubas, Summer Associate, Baird Holm LLP 26 2024 EDUCATION CALENDAR CONTENTS 14 22 6 NEBRASKA BANKER
RkJQdWJsaXNoZXIy MTg3NDExNQ==