©2022 The Nebraska Independent Community Bankers are proud to present The Nebraska Independent Banker as a benefit of membership in the association. No member dues were used in the publishing of this news magazine. All publishing costs were borne by advertising sales. Purchase of any products or services from paid advertisements within this magazine are the sole responsibility of the consumer. The statements and opinions expressed herein are those of the individual authors and do not necessarily represent the views of Nebraska Independent Community Bankers or its publisher, The newsLINK Group, LLC. Any legal advice should be regarded as general information. It is strongly recommended that one contact an attorney for counsel regarding specific circumstances. Likewise, the appearance of advertisers does not constitute an endorsement of the products or services featured by The newsLINK Group, LLC. Nebraska Independent Community Bankers 1001 S. 70 Street, Ste 101 Lincoln, NE 68510 (402) 474-4662 www.nicbonline.com The Nebraska Independent Banker is a Publication of The Nebraska Independent Community Bankers Association Issue 3, 2022 4 President’s Message Community Aspect of NICB Shines Through By Dexter Schrodt, President and CEO, NICB 6 Flourish By Rebeca Romero Rainey, President and CEO, ICBA 7 Questions, Issues and Strategies Involved In Opening Accounts Online By Sharvelle Washington, CAMS, BSA/Compliance Officer, Bankers’ Bank of the West 8 Independent Banker Portfolio Management By Jim Reber, ICBA Securities 10 NICB Legislative Update From Zulkoski Weber By Katie Zulkoski, Michelle Weber, and Joselyn Luedtke 13 From The Top By Brad M. Bolton, Chairman, ICBA 14 Brushing Up on Disclosures for ARMs By William J. Showalter, CRCM, CRP, Senior Consultant, Young & Associates, Inc. 17 Save The Date! NICB’s 53rd Annual Conference & Trade Show 19 Upcoming Webinars 20 Compliance Characteristics of a Better Fintech Partnership By Nellie Szczech, BHG Financial INSIDE Take a Look 8 10 13 NICBExecutive Committee Chairman Corby Schweers Elkhorn Valley Bank Wayne Chairman Elect Rick Heckenlively Points West Community Bank Sidney Vice Chairman Dave Ochsner Commercial Bank Nelson President/CEO Dexter Schrodt Secretary Kelly Lenners First State Bank Nebraska Pickrell Treasurer Arnold Lowell CerescoBank Ceresco Immediate Past Chairman Chad Johnston Equitable Bank North Platte
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