3. You should assume that anyone can see or even manipulate your web browsing as it is happening, just as if someone were standing over your shoulder watching what you do. You should not use this network for anything sensitive in nature. Alternatively, if you have access to a cellular network such as a hotspot device or your phone’s built-in hotspot function, you can safely use that as long as it is configured to satisfy question one above. Something else to watch for: fake wireless networks that exist to harvest your passwords. It is a fairly simple matter for me to set up a device that acts like a free public access network. When you connect to it, it presents a landing page similar to what you see when you connect to a coffee shop or hotel. This is called a captive portal, and it is possible to set up one that asks for your social media login details to access the network. Instead of granting you internet access, it will redirect you to a fake error page that will appear to go nowhere. What has actually happened behind the scenes is that your username and password have been stored in a way that can be recovered by a malicious actor. Make sure you never enter your real login details on any landing page such as this. Public wireless networks are still as much of a concern as they have ever been, but with a little due diligence and some help from technology you can make the best decision for yourself and your data. Chris is the Vice President of Information Security for CivITas Bank Solutions, which exists to help community banks with IT and Information Security needs. You can email info@acivitas.com for more information. CONTINUED FROM PAGE 29 NICB ENDORSED PARTNERS • Bankers Compliance Consulting – Dave Dickenson • Barret Graduate School of Banking – Memphis, Tennessee • Community Bankers Webinar Network – Financial Ed • Cross Financial – Marketing/working with customers • Dell Computers • ICBA Securities – Jim Reber • ICBA Bancard • NICB-CBAK Liquidity Program • QwickRate • SHAZAM – presented last year at Area Meetings • Spectrum Financial – Fee Income with Credit Insurance Products/ Services, Identity Theft Program, Flood Determinations – Scott Votava • Travelers Insurance • UNICO Group – Diana Poquette • The Advantage Network • BCC Advisers • BancMac • Bankers’ Bank of the West • Bankers Compliance Consulting • Bankers Healthcare Group • Barret Graduate School of Banking • Bell Banks • BKD, LLP • John E Cederberg, CPA • Central States Health & Life Co. • CivITas Bank Solutions • Computer Services, Inc. CSI • Cross Financial • D.A. Davidson & Co. • FIPCO – Compliance • Federal Reserve Bank of K.C. (complimentary) • FHLBank Topeka • FNB Omaha Correspondent Banking • FIPCO • First National Capital Markets • FPS Gold (core) • Hocking & Schulenberg, LLC (CPAs) • ICBA Bancard & TCM Bank • ICBA Securities • ICBA • ITPAC Consulting, LLC (IT audits) • Kirk Gross Company • Labenz & Assoc. LLC (CPAs) • Midwest Independent BankersBank • Modern Banking Systems • Money Handling Machines, Inc • NFP Executive Benefits • Perry, Guthery, Haase & Gessford PC LLO • Purple Wave Auction • QwickRate • Scantron Technology Solutions • SHAZAM • Spectrum Financial • Taylor and Martin Appraisal Services • TIB – The Independent Bankers’ Bank • Travelers Companies, Inc • UMB Bank, N.A. • UNICO Group • United Bankers’ Bank ASSOCIATE MEMBERS 2022 NEBRASKA INDEPENDENT BANKER 30
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