Pub. 1 2022 Issue 4

TOC	3
PRESIDENT’S MESSAGE Looking Ahead to 2023	4
FLOURISH	6
FOURTH QUARTER RALLY Some Suggestions on How toWrap Up 2022	8
FROM THE TOP	10
EXPANDING FAIR BANKING ENFORCEMENT	12
2022 NICB CONVENTION & TRADE SHOW	16
SAVING COMMUNITY BANKS: COOPERATION AND PLANNED SUCCESSION	18
Upcoming Webinars	21
DISCUSSING COMMUNITY BANKS AND BANKERS HELPING BANKERS WITH MATTHEW SMITH	22
WHAT BANKS NEED TO KNOW ABOUT CIS CONTROLS	26
AWORD ON WI-FI	29
NICB ENDORSED PARTNERS	30
ASSOCIATE MEMBERS	30

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