problem, there’s a good chance they’ve already tried to solve it online or over the phone. Don’t pass them from hand to hand. The time and money that potential customers can save by doing business with a bank that offers smart solutions can greatly outpace what those customers might get from an extra few bp paid on deposits. Focus on these alternatives to achieve the long-term gains that higher interest rates just can’t get you. To continue this discussion, or for more information, please visit pcbb.com. PCBB is dedicated to serving the needs of community banks. PCBB’s comprehensive and robust set of solutions includes cash management services such as Settlement and Liquidity for the FedNow Service, international services, lending solutions, and risk management advisory services. Consider one of these alternative strategies before defaulting to interest rate increases to entice new business … SOCIAL ENGINEERING NETWORK MONITORING BY COMMUNITY BANKERS FORCOMMUNITY BANKS CivITas Bank Solutions was born from the needs voiced by community banks for affordable real-world technology and information security solutions. Anne Benigsen President David Philippi VP - Business Development Chris Tuzeneu VP – Information Security PENETRATION TESTING VULNERABILITY SCANS info@acivitas.com www.acivitas.com 14 NEBRASKA INDEPENDENT BANKER
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