Pub. 21 2022 Issue 2

6 Chairman’s Message MICHAEL P. DIFEO President's Message 10 JAMES B. APPLETON 12 NADA Director's Message RICHARD A. DESILVA, SR. 13 NJ CAR Compliance Forms Series: Dealer’s Representation of Title & Lien Satisfaction GREYSON P. HANNIGAN, ESQ. 19 5 Questions With... 29 How To Delight Employees And Create Exceptional Benefits Education 31 NJ CAR Recognizes the Dealerships That Have Contributed to CAR-PAC 33 Thank You to Those Who Contributed to NADA PAC 35 Protecting Customer Non-Public Personal Information (NPPI) MICHAEL DACHILLE 36 Myths & Misconceptions About the Revised FTC Safeguards Rule CHRIS CLEVELAND AND HAO NGUYEN, ESQ. 40 Maximize Reinsurance To Build Wealth and Achieve Your Financial Goals STEPHEN MCLAUGHLIN EDITOR: BRIAN HUGHES PUBLISHED BY THE NEWSLINK GROUP, LLC 855.747.4003 ©2022 New Jersey Coalition of Automotive Retailers | The newsLINK Group, LLC. All rights reserved. The New Jersey Auto Retailer is published four times each year by The newsLINK Group, LLC for the New Jersey Coalition of Automotive Retailers (NJCAR) and is the official publication for this association. The information contained in this publication is intended to provide general information for review, consideration and dealer education. The contents do not constitute legal advice and should not be relied on as such. If you need legal advice or assistance, it is strongly recommended that you contact an attorney as to your circumstances. The statements and opinions expressed in this publication are those of the individual authors and do not necessarily represent the views of NJ CAR, its board of directors, or the publisher. Likewise, the appearance of advertisements within this publication does not constitute an endorsement or recommendation of any product or service advertised. The New Jersey Auto Retailer is a collective work, and as such, some articles are submitted by authors who are independent of NJ CAR. While NJ CAR encourages a first-print policy, in cases where this is not possible, every effort has been made to comply with any known reprint guidelines or restrictions. Content may not be reproduced or reprinted without prior written permission. For further information, please contact the publisher at 855.747.4003. NJ CAR Executive Committee and Board of Trustees 2021-2022 NORTHERN REGION I (Bergen, Essex, Hudson, Passaic, Sussex) Joseph Agresta, Jr. Timothy Allocca John Fette Tim Hlavenka (Alt.) Guy Johnson William Kundert, Jr. (Alt.) Brian Lam Renee P. McGuire James Russomano Richard Selman (Alt) Todd Van Duren NORTHERN REGION II (Hunterdon, Morris, Somerset, Union, Warren) Scott Barna (Alt.) Bridget Beyer David Ferraez John Johnson, Jr. Sean Lyons (Alt.) Mark Montenero Edward J. Rossi (Alt.) Michael Salerno Thomas Stark William L. Strauss, III Steven Tilton CENTRAL REGION (Middlesex, Monmouth, Ocean) Robert Ciasulli Thomas Faragall Gary Foltz Elizabeth Giglio (Alt.) Adam Kraushaar Melissa Longo Shari Sandidge (Alt.) Anton Semprivivo David Wintrode, Sr. (Alt.) Jordan Wright SOUTHERN REGION (Atlantic, Burlington, Camden, Cape May, Cumberland, Gloucester, Mercer, Salem) Russell Abate Jason Elkins (Alt.) Scott T. Harvey William Kassner (Alt.) Steven Kindle (Alt.) Judith Krupnick David Kull Peter Lanzavecchia (Alt.) Marcy Maguire Jim McCormick Robert D. McCormick Tina Wright CONTENTS NJ CAR BOARD OF TRUSTEES BY REGION Michael P. DiFeo........................................................................................................... Chairman James Curley, III................................................................................................... Vice Chairman Eric Nielsen....................................................................................................................Secretary Ronald E. Baus, Jr..........................................................................................................Treasurer Michael P. DeSilva............................................. Regional Vice President (Northern Region I) Andy Shapiro......................................................Regional Vice President (Northern Region II) Richard Malouf, Jr....................................................Regional Vice President (Central Region) Ed Barlow, III.........................................................Regional Vice President (Southern Region) Judith A. Schumacher-Tilton..................................................................... Budget Chairwoman Michael McGuire.............................................................NJ CAR Insurance Co. Ltd. Chairman Richard A. DeSilva, Sr..............................................................NJ CAR Services, Inc. President NADA Director for New Jersey Frank M. Pezzolla............................................................................Truck Committee Chairman Charles S. Miller.............................................................................................CAR-PAC President James B. Appleton.........................................................................................................President I S S U E 2 | 2 0 2 2 4 new jersey auto retailer

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