Pub. 21 Special Legislative Issue

Running a dealership comes with its share of uncertain terrain. But one thing is certain. Our Dealer Financial Services team is dedicated to being by your side with the resources, solutions and vision to see you through. John Kratsch john.r.kratsch@bofa.com 862.485.4467 business.bofa.com/dealer Making business easier for auto dealers. Especially now. Chris McCawley christopher.mccawley@bofa.com 267.675.0151 “Bank of America” and “BofA Securities” are the marketing names used by the Global Banking and Global Markets divisions of Bank of America Corporation. Lending, other commercial banking activities, and trading in certain financial instruments are performed globally by banking affiliates of Bank of America Corporation, including Bank of America, N.A., Member FDIC. Trading in securities and financial instruments, and strategic advisory, and other investment banking activities, are performed globally by investment banking affiliates of Bank of America Corporation (“Investment Banking Affiliates”), including, in the United States, BofA Securities, Inc. and Merrill Lynch Professional Clearing Corp., both of which are registered broker-dealers and Members of SIPC, and, in other jurisdictions, by locally registered entities. BofA Securities, Inc. and Merrill Lynch Professional Clearing Corp. are registered as futures commission merchants with the CFTC and are members of the NFA. Investment products offered by Investment Banking Affiliates: | Are Not FDIC Insured | Are Not Bank Guaranteed | May Lose Value | ©2022 Bank of America Corporation. All rights reserved. 4826555 08-22-0145 Running a dealership comes with its share of uncertain terrain. But one thing is certain. Our Dealer Financial Services team is dedicated to being by your side with the resources, solutions and vision to see you through. John Kratsch john.r.kratsch@bofa.co 862.485. 467 busine s.bofa.co /de l r Making business easier for auto dealers. Especially . Chris cCawley christopher.mccawley@bofa.com . 75.0151 “Bank of America” and “BofA Securities” are the marketing names used by the Global Banking and Global Markets divisions of Bank of America Corporation. Lending, other commercial banking activities, and trading in certain fina cial instruments are p rformed globally by banking affiliates f Bank of America Corporation, including Bank of America, N.A., Member FDIC. Trading in se urities and financial instruments, and s rategic advisory, and other inv stment banking activities, are performed gl bally by investment banking affiliates of Bank of America Corporation (“Investment Banking Affiliates”), including, in the U ited State , BofA Securities, Inc. and Merrill Lynch Professional Clearing Corp., both of which are registered broker-dealers and Members f SIPC, and, in other jurisdictions, by locally re istered ntities. BofA Securities, Inc. and M rrill Lynch Professional C earing Corp. are registered as futures commission me chant with the CFTC and are members of the NFA. Investment products offered by Investm nt Banking Affiliates: | Are Not FDIC Insured | Are Not Bank Gu rante d | May Lose Value | ©2022 Bank of America Corporation. All rights reserved. 4826555 08-22-0145

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