Pub 19 2022 Issue 4

Contents	4
President's Message: Le Tour de New Mexico	6
Exec, Vice President's Message: 2023 Legislature An Overview	8
Six Strategies to Navigate Credit Stress	12
Banks Need a Game Plan for Today's Interest Rate Environment	14
Beating Back a Bad Idea	16
CFPB to Furnishers: Know Your Role!	16
Southwest Airlines’ Holiday Meltdown A Deeper Look	18
Bank News	22
In Memoriam Gary Don Forrest	22

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