Pub. 20 2023 Issue 2

PRESIDENT’S MESSAGE: PASSING THE TORCH	6
EXECUTIVE VICE PRESIDENT’S MESSAGE: ADDRESSING HOMELESSNESS IN NEW MEXICO	8
WASHINGTON UPDATE: AMERICA’S BANKS ARE STRONGER TOGETHER	10
THE CASE FOR STRESS TESTING MORE FREQUENTLY	12
“THE WORLD HAS CHANGED.” ARE YOU READY FOR THE DEPOSIT BATTLE ROYALE?	16
ARTIFICIAL INTELLIGENCE: THE POINT OF NO RETURN?	18
THE CHALLENGES NEW MEXICANS FACE IN THE HOUSING MARKET: BUILDING HOMEOWNERSHIP OPPORTUNITIES	22
BANK NEWS -- BMO EXECUTIVE DARREL HACKETT TO SUCCEED RETIRING DAVE CASPER AS U.S. CEO --- GOVERNOR SIGNS EXECUTIVE ORDER CREATING AFFORDABLE HOUSING INVESTMENT COUNCIL	24
CONGRATULATIONS NMBA! 2023 COMMUNICATOR AWARD WINNER!	26

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