Pub. 21 2024 Issue 3

Introducing 2024-25 NMBA President Kyle Beasley	4
Executive Vice President’s Message - How to Create and Maintain an Effective Internship Program: A P	6
Washington Update - Defend the Dual Banking System	8
NMBA 112th Annual Convention Recap!	10
We Want To Thank the Sponsors For the 2024 NMBA Convention	12
America’s Endless Election Cycles: A Closer Look	15
New Mexico Mortgage Finance Authority Announces an Updated Brand: Housing New Mexico	19
How Banks Can Refine Data Into Actionable Insights	22
5 Strategies for Financial Institutions to Thrive After Rate Cuts	24
Bank News	26

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