Pub. 11 2014 Issue 2

Asset/Liability Modeling | Institutional Fixed Income | Portfolio Accounting and Safekeeping Municipal Credit Analysis | Municipal and Agency Debt Underwriting | CD Underwriting Cindy Creger | 800.962.6701 | www.boscinc.com © 2014 BOSC, Inc. Securities offered by BOSC, Inc., member FINRA/SIPC and a subsidiary of BOK Financial Corporation. Asset liability modeling and model review, CD underwriting, portfolio accounting and safekeeping services are provided by BOKF, NA, an affiliate of BOSC, Inc. Investments and insurance are not insured by the FDIC; are not deposits or other obligations of, and are not guaranteed by, any bank or bank affiliate. Your Business Is Our Business. It’s a challenging time for community banks. But you don’t have to meet those challenges alone. The banking-industry experts at BOSC can help you address today’s most-pressing issues, while identifying opportunities for profitability. Backed by decades of experience and a wealth of resources, we’ll craft strategies to help you: • Improve margins • Maintain regulatory compliance • Boost earnings • Manage interest rate risk • Generate operating efficiencies Your local BOSC team understands your industry and your market. With a combination of banking expertise and top-notch service, we’ll help you overcome today’s challenges.