Pub. 17 2020 Issue 4

ISSUE 4 2020 PAGE 4 President ’ s Message — Jason Wyatt Executive Vice President ’ s Message — John W. Anderson PAGE 18 Leveraging Payments to Grow Business Relationships — William J. Schoch PAGE 6 PAGE 20 How Are Banking Strategies Evolving in 2021? — Shane Ferrell Photo by: Jim Renfrow