IN THIS ISSUE @ 2023 Arizona Banker Association (AZBA) |The newsLINK Group, LLC. All rights reserved. The Arizona Banker is published four times each year by The newsLINK Group, LLC for AZBA and is the official publication for the association. The information contained in this publication is intended to provide general information for review and consideration. The contents do not constitute legal advice and should not be relied on as such. If you need legal advice or assistance, it is strongly recommended that you contact an attorney as to your specific circumstances. The statements and opinions expressed in this publication are those of the individual authors and do not necessarily represent the views of the association, its board of directors, or the publisher. Likewise, the appearance of advertisements within this publication does not constitute an endorsement or recommendation of any product or service advertised. The Arizona Banker is a collective work, and as such, some articles are submitted by authors who are independent of AZBA. While AZBA and the newsLINK Group encourages a first-print policy, in cases where this is not possible, every effort has been made to comply with any known reprint guidelines or restrictions. Content may not be reproduced or reprinted without prior written permission. For further information, please contact The newsLINK Group at 855-747-4003. 111 West Monroe, Suite 440 Phoenix, Arizona 85003 Phone: (602) 258-1200 2023 AZBA BOARD OF DIRECTORS AND STAFF 6 Rising Interest Rates May Shut Some Community Banks out of FHLB Funding By Jay Kenney, SVP and Southwest Regional Manager, PCBB 8 Ludwig on CRA Revamp, Bank-Fintech Scrutiny, and Crypto’s Future By Rob Blackwell, Chief Content Officer and Head of External Affairs, IntraFi 10 Want Your Content Viewed? Better Pay Attention to Google By Neal Reynolds, President, BankMarketingCenter.com 12 Why It’s Not Too Late for Interest Rate Swaps By Bob Newman, Chatham Financial 14 Slip, Trip and Fall Prevention By Travelers 16 To Compete, or Non-Compete? That is the Question. By Prince Girn, Bankers Alliance 18 Over-Sharing in the Workplace? Why Your Company May Need a TikTok and BeReal Policy By Fisher Phillips 21 UNDER THE COPPER DOME Banks Are Fighting Back: Efforts to Kill Bad Legislation Are Underway By Paul Hickman/Steven Killian, AZ Bankers Association and Jay Kaprosy, Veridus Paul Hickman CEO & President Steven Killian Director of Government Relations Michal Plavecky Executive Administrator Kerensa Williams Chief Operating Officer William Ridenour General Counsel AZBA STAFF Jack Barry Enterprise Bank & Trust Bill Callahan Arizona Bank & Trust Neal Crapo Wells Fargo Bank Frank Coumides KS State Bank Wayne Gale 1st Bank Yuma Peter Hill Goldwater Bank Joel Johnson FirstBank Kyle Kennedy Bell Bank Dave Matthews First Western Trust Christine Nowaczyk BOK Financial Brad Parker PNC Bank Steve Richins Comerica Bank Tyson Rigby JPMorgan Chase Craig Robb City National Bank Dina Ryan Citigroup Patrick Strieck BMO Chris Webster Commerce Bank of Arizona Mark Young National Bank of Arizona DIRECTORS Brian Schwallie Immediate Past Chairman U.S. Bank Scott Vanderpool Chairman Bank of America Don Garner Chairman-Elect Alliance Bank of Arizona Bo Hughes Treasurer Canyon Community Bank Brian Riley Vice Chairman Foothills Bank Brian Ruisinger Secretary Republic Bank of Arizona EXECUTIVE COMMITTEE
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