13 PUB. 12 2022 ISSUE 3 For more information on IntraFi Network and our products, please contact: Bryan Harper, Managing Director (866) 776-6426 x3422 bharper@intrafi.com IntraFi.com IntraFi Network, Network Deposits, and IntraFi Funding are service marks, and IntraFi, and the IntraFi Network logo, are registered service marks of IntraFi Network LLC. ©2022 IntraFi Network LLC About IntraFi® NetworkSM IntraFi Network is a leading provider of overnight and term funding solutions, the #1 provider of FDIC-insured deposit solutions to U.S. financial institutions, and one of the nation’s best places to work. The company’s network of nearly 3,000 banks—the largest of its kind—brings scale, stability, and the confidence of working with a category leader. Its members include most of the nation’s community banks, minority depository institutions, and community development financial institutions. 2. Increase Your Attractiveness to Customers With competition for deposits expected to increase, bankers should be thinking of ways to make their services more enticing to prospective customers. For instance, reciprocal deposits enable banks to offer depositors access to FDIC insurance in amounts greater than $250,000—security that can otherwise be costly or cumbersome to obtain—through a single financial relationship. Protecting large deposits can give depositors more confidence to bank with local institutions. This helps drive economic growth in communities throughout the U.S. 42% 53% 5% 41% 52% 6% 41% 56% 2% 41% 55% 4% 33% 57% 10% 43% 49% 7% 44% 54% 2% Total Improved Same Worse Improved Sa Deposit Competition Fund 8% 30% 8% 30% 6% 29% 7% 32% 10% 33% 9% 26% 4% 29% <$1B in Assets $1B-$10B in Assets Midwest Northeast South West Topline overview of banker expectations for the 12 months ahead, broken out by asset size and region.
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