Pub. 12 2022 Issue 3

Paul Hickman CEO & President Steven Killian Director of Government Relations Kerensa Williams Chief Operating Officer William Ridenour General Counsel 111 West Monroe, Suite 440 Phoenix, Arizona 85003 Phone: (602) 258-1200 2022 AZBA BOARD OF DIRECTORS AND STAFF AZBA STAFF INTHIS ISSUE @2022 Arizona Banker Association (AzBA) |The newsLINKGroup, LLC. All rights reserved. The Arizona Banker is published four times each year by The newsLINKGroup, LLC for AzBA and is the official publication for the association. The information contained in this publication is intended toprovidegeneral information for reviewand consideration. The contents donot constitute legal advice and shouldnot be reliedonas such. If you need legal advice or assistance, it is strongly recommended that you contact an attorney as to your specific circumstances. The statements and opinions expressed in this publication are those of the individual authors and do not necessarily represent the views of the association, its board of directors, or the publisher. Likewise, the appearance of advertisementswithin this publication does not constitute an endorsement or recommendationof anyproduct or service advertised. TheArizonaBanker is a collectivework, andas such, some articles are submittedby authorswhoare independent of AzBA.WhileAzBAand thenewsLINKGroup encourages a first-print policy, in cases where this is not possible, every effort has been made to comply with any known reprint guidelines or restrictions. Content may not be reproduced or reprinted without prior written permission. For further information, please contact The newsLINK Group at 855-747-4003. EXECUTIVE COMMITTEE Brian Schwallie Immediate Past Chairman U.S. Bank Scott Vanderpool Chairman Bank of America Don Garner Chairman-Elect Alliance Bank of Arizona Bo Hughes Treasurer Canyon Community Bank Brian Riley Vice Chairman Foothills Bank Brian Ruisinger Secretary Republic Bank of Arizona DIRECTORS Jack Barry Enterprise Bank & Trust Bill Callahan Arizona Bank & Trust Neal Crapo Wells Fargo Bank Frank Coumides KS State Bank Wayne Gale 1st Bank Yuma Michal Plavecky Executive Administrator 6 Under the Copper Dome Banks in Battle at the State Capitol … Big Fights Still to Come 8 Inverted Yield Curve May Bring Hedging Opportunity 10 Howie Jorajuria Earns Prestigious Diploma In Banking 12 Why Banks Need to Prepare Now for Greater Costs, Revenues 14 What AZBA Members are Saying About the Colorado and Arizona Banking Association’s Women in Banking Conference 16 2023 Arizona and Colorado Banker Summit Save the Date 24 Why Being Kind at Work Matters 26 A Conversation with Linda Cohen, The Kindness Catalyst Peter Hill Goldwater Bank Joel Johnson FirstBank Kyle Kennedy Bell Bank Dave Matthews First Western Trust Christine Nowaczyk BOK Financial Brad Parker PNC Bank Steve Richins Comerica Bank Tyson Rigby JPMorgan Chase Craig Robb City National Bank Dina Ryan Citigroup Patrick Strieck BMO Chris Webster Commerce Bank of Arizona Mark Young National Bank of Arizona

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