10 Mike Ewy, KBA Past Chairman and President and CEO of Community State Bank in Coffeyville, kicked off day one of the 2022 Annual Conference for Lenders, which was held Oct. 6-7 at the Marriott Hotel in Wichita. The first speaker of the Conference was David Ruffin, IntelliCredit Company, with his presentation, “Navigating COVID-19 and the Rough Credit Cycle in its Aftermath.” Ruffin shared how a black swan named COVID-19 has ushered in a swift and dramatic end to the prolonged and recently benign credit cycle. Despite economic stimuli and regulatory relief, attendees can expect the credit degradation prompted by this crisis to be problematic and extensive. After a quick break and visits with exhibitors, attendees were introduced to the next speaker, Dr. Roger Tutterow, Kennesaw State University, with his presentation, “Where to Go from Here: Navigating in a Post-COVID World.” This session provided a timely overview of global, national and regional economies, including recent developments in the effect of COVID-19 on the retail sector and real estate, the cause and effects of the recent changes in energy prices, the structure and effect of the recent changes in energy prices, the structure and effect of recent fiscal stimulus and the linkages between trade policy and currency valuation. Emphasis was placed on recent volatility in the short-term funding market, the return to the zero-rate policy, the inflation outlook and implications for fixed income performance, etc. Following lunch, attendees spent a good majority of the afternoon attending breakout sessions which included topics such as “Lending Regulatory Update,” “Hemp, CBD & Marijuana Banking,” and “We Don’t Know What We Don’t Know” Concerns: Addressing Some Common Issues and Differences in Approach from Lender and Lawyer.” Wrapping up the first day, the “Minority Business Lending: An Opportunity that Increases Profitability Panel Discussion” was kicked off by moderator Doug Wareham, KBA President and Marriott Hotel in Wichita Hosts the 2022 Annual Conference for Lenders David Ruf fin, Intellicredit Company, was the first speaker at the 2022 Annual Conference for Lenders in Wichita with his presentation, “Navigating COVID-19 & the Rough Credit in its Af termath.” Mike Ewy, Past KBA Chairman and President & CEO of Community State Bank in Cof feyville, welcomed all at tendees to the conference on day one.
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