3 Federal Legislative Update Ed Elfmann, SVP of Agriculture and Rural Banking Policy at American Bankers Association, participated on a panel with KBA Board Chairman Shan Hanes, Heartland Tri-State Bank in Elkhart, with KBA President & CEO Doug Wareham to discuss hot topics in Washington D.C., including Access to Credit for our Rural Economy (ACRE) that will lower interest rates for farmers and ranchers on agricultural real estate and rural housing loans! Regulatory Update Kathy Taylor, KBA EVP–General Counsel, and Kent Buer, President & CEO of First Bank Kansas, led a regulatory panel with representatives from the OCC, FDIC and Federal Reserve. They answered questions about inflationary pressures, fair lending, climate risk, and crypto-asset risk for bankers. State Treasurer's Report Kansas State Treasurer Steven Johnson closed out the Harold A. Stones Government Relations Conference. He gave an update on his office's priorities, the status of KPERs, and potential Environmental, Social, and Governance (ESG) legislation impacting the banking industry. 11
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