Pub. 10 2021 Directory

9 services to deliver reduced expenses, market-priced contracts and improved contract terms. With Cornerstone as your partner, you’ll get an entirely objective assessment of your vendor contracts and the most competitive pricing and terms available in the market — all delivered by the most qualified team of negotiators. Working with Cornerstone Advisors, you’ll gain the best pricing, service levels and terms on your vendor contracts — plus more time to focus on future performance and growth. Contract negotiation services provided by Cornerstone include core systems, ancillary technology (such as ATM/ITM, bill pay, digital, item processing, loan deposit operations, trust and wealth management and telecom), mergers and debit and credit processing. CRA Partners 5100 Poplar Ave., Ste 711 Memphis, TN 38137 Contact: Ron Brooks Tel: (877) 232-0859 Fax: (901) 523-3620 shcpfoundation.org ron.brooks@shcpfoundation.org CRA Par tners is a compliance solution you can feel good about. Banks earn guaranteed CRA credit for ensuring safe, secure senior living environments through our turn-key crime prevention program, Senior Crime stoppers. Funded exclusively by the banking industry and endorsed by the ICBA and bankers associations in 43 states, Senior Crime stoppers protects low- to moderate- income senior citizens living in senior housing facilities, HUD communities and state veterans homes from theft, abuse and neglect. IntraFi Network 1300 17th St. N., Ste 1800 Arlington, VA 22209-3810 Contact: Lance Caldwell Tel: (703) 292-3400 Fax: (703) 528-5700 intrafi.com lcaldwell@intrafi.com Promontory Interfinancial Network is now IntraFi Network. Having built the largest bank network of its kind, we’re a trusted ally to community banks that never competes with banks for their customers and that helps them to attract and maintain valuable customer relationships, grow reciprocal deposits, manage liquidity and generate fee income, diversify funding, and reduce collateralization. Work with the market leader to grow profitability and increase franchise value. IntraFi Network’s innovative balance sheet management solution — known as IntraFi Network Deposits (formerly CDARS®, ICS®, and IND® deposit solutions) — empowers institutions to increase profitability, grow franchise value, manage liquidity more easily, and serve customers better. To learn more, visit IntraFi.com. Juniper Payments 9440 E Boston St., Ste 150 Wichita, KS 67207-3600 Contact: Tracy Hearson Tel: (316) 239-3405 Fax: (316) 772-8063 juniperpayments.com thearson@juniperpayments.com Juniper Payments delivers payment solutions through correspondent and direct relationships with banks. Our modular solutions are utilized by more than 3,500 financial institutions daily to drive payments from origination to delivery, both foreign and domestic. From ACH, wires and international solutions to full repor ting needs and complex security, Juniper takes care of the technology so that you can focus on your customer’s needs. KeyState Captive Management 101 Convention Center Dr., Ste 850 Las Vegas, NV 89109-2003 Contact: Josh Miller Tel: (702) 598-3738 key-state.com jmiller@key-state.com KeyState Captive Management (KeyState) is the country’s largest provider of captive management and investment por tfolio services to community banks. KeyState offers banks with over $1 billion in assets the oppor tunity to form a wholly-owned captive insurance company through its Bank Captive Program. A captive insurance company, or a legally licensed limited purpose proper ty and casualty insurance company, can augment a bank’s commercial policies by covering the existing commercial deductible layers, increasing coverage levels on existing policies (excess layers), and identifying other currently unfunded risks to insure where commercial insurance is not available to the bank. Through a captive, banks can: • Improve their enterprise risk management; • Better manage unfunded risks; • Formalize a self-insurance program; • Realize efficiencies and savings related to insurance expenses and loss mitigation; and • Take advantage of a small business incentive available under a section of the Tax Code. What makes KeyState’s Bank Captive Program different from its competitors? The primary differentiator is KeyState’s in-depth knowledge and specific exper tise working with banks and their regulators in evaluating structures and responding to regulator inquiries. KeyState’s team offers a turn-key product and assists the bank every step along the way. Visit us at https://key-state.com/ or contact us at contact@key-state.com or 702.598.3738 for more information.