Pub. 10 2021 Issue 3

22 Mortgage Investment Services Corporation 22316 Midland Drive • Shawnee, KS • 66226 • 913-390-1010 NMLS# 194708 • A Kansas licensed mortgage company #MC 0001182 Missouri Residential Mortgage Loan Broker Licence # 10-1912 Oklahome Mortgage Broker #MB001953 Colorado License #100044344 Nebraska Licensed Mortgage Company NMLS#194708 20 + Years! CanWe Help Improve your mortgage program? MISC assists community banks with mortgage services to better serve the needs of their customers and community. It’s all we do. • We make offering fixed rate mortgages simple • Full range of mortgage products: VA, FHA, USDA/RD, Conventional & Jumbo • Earn substantial fee income per RESPA regulations Call or email today. Let’s discuss how MISC can help you! Joan Emas, Account Executive Andrew Holtgraves , Vice President Cell: 816-810-8878 Cell: 913-558-2555 Email: Joan@MISCHomeLoans.com Email: Andrew@MISCHomeLoans.com NMLS: 276932 Associate Member related collateral, and file a timely and complete proof of claim. Discharge The result of a successful bankruptcy is the entry of an order discharging the debtor from liability for certain debts. While the discharge timing varies based on the type of case filed, in all cases, the discharge permanently bars creditors from taking any action to enforce or collect discharged debts. Regardless of the type of case filed, creditors should protect their interests by participating meaningfully in the bankruptcy process. This participation should include communicating early and often with the debtor and other parties-in-interest, promptly filing a proof of claim, carefully reviewing a debtor’s proposed treatment of claims, and exercising the right to vote or object Camber Jones is an associate at Spencer Fane’s Springfield, Missouri office. She is a member of the firm’s Banking and Financial Services Group. to a debtor’s proposed bankruptcy plan when appropriate. * On March 27 2021, President Biden signed the COVID-19 Bankruptcy Relief Extension Act. A bankruptcy professional can help creditors navigate the effect the Act may have on their rights and obligations in a bankruptcy case.