Pub. 10 2021 Issue 3

Tax-deferred growth and a tax-free benefit when tax rates are rising. EXECUTIVE BENEFITS NETWORK Come see what BOLI can do for your bank. For a customized proposal for your bank, please contact: Executive Benefits Network 4601 W 6 th Street, Ste A | Lawrence, KS 66049 www.ebn-design.com | (785) 838-9800 jjones@ebn-design.com | nicole@ebn-design.com The only Kansas-based BOLI firm, serving Kansas banks for over 25 years. PLAN YEAR PREMIUM CUMULATIVE PREMIUMS NET CASH VALUE TOTAL INSURANCE CSV ANNUAL INCREASE CUMULATIVE CASH VALUE YIELD TAX EQUIVALENT YIELD 1 1,000,000 1,000,000 1,024,629 2,052,174 24,629 2.46% 3.42% 2 0 1,000,000 1,050,307 2,064,751 25,678 2.48% 3.45% 3 0 1,000,000 1,077,608 2,084,232 27,301 2.52% 3.50% 4 0 1,000,000 1,106,387 2,099,522 28,779 2.56% 3.56% 5 0 1,000,000 1,136,732 2,121,643 30,345 2.60% 3.61% 6 0 1,000,000 1,169,015 2,145,720 32,283 2.64% 3.66% 7 0 1,000,000 1,202,790 2,170,891 33,776 2.67% 3.71% 8 0 1,000,000 1,238,165 2,197,184 35,375 2.71% 3.76% 9 0 1,000,000 1,275,891 2,219,393 37,726 2.74% 3.81% 10 0 1,000,000 1,316,380 2,257,296 40,489 2.79% 3.87% 11 0 1,000,000 1,359,534 2,291,283 43,155 2.83% 3.93% 12 0 1,000,000 1,404,178 2,325,692 44,643 2.87% 3.98% 13 0 1,000,000 1,450,363 2,360,485 46,186 2.90% 4.03% 14 0 1,000,000 1,498,132 2,395,701 47,769 2.93% 4.07% 15 0 1,000,000 1,547,467 2,438,813 49,335 2.95% 4.10% 16 0 1,000,000 1,598,457 2,474,924 50,989 2.97% 4.13% 17 0 1,000,000 1,651,128 2,511,410 52,671 2.99% 4.16% 18 0 1,000,000 1,705,464 2,556,446 54,337 3.01% 4.18% 19 0 1,000,000 1,761,500 2,602,186 56,036 3.02% 4.20% 20 0 1,000,000 1,819,382 2,640,135 57,882 3.04% 4.22% 21 0 1,000,000 1,879,081 2,687,299 59,699 3.05% 4.24% 22 0 1,000,000 1,940,644 2,735,227 61,563 3.06% 4.25% 23 0 1,000,000 2,004,117 2,783,881 63,473 3.07% 4.26% 24 0 1,000,000 2,069,554 2,833,242 65,437 3.08% 4.27% 25 0 1,000,000 2,137,029 2,883,407 67,474 3.08% 4.28% Hypothetical purchase in the amount illustrated above. Earnings are tax-free if policies are held until death Assumes an effective tax rate of: 28.00% Insurance Illustration Composite Illustration