Pub. 12 2023 Issue 4

Executive Doug Wareham, President & CEO Kathy Taylor, EVP, General Counsel Terri D. Thomas, EVP, COO Administration Alex Orel, SVP, Government Relations Eric Stofer, SVP, Chief Financial Officer Mary Taylor, SVP, Director of Communications & Marketing Julie Taylor, VP, Computer & Information Systems Sara Blubaugh, VP, Executive Assistant to the President & CEO Tommy Powell, KBEF/Robbins Banking Institute Director Bree Hull, Communications & Marketing Manager, YBOK Division Manager Education and Conferences Brenda L. Unruh, SVP, Director, Education & Conferences/ Strategic Partnerships Becky Milne, VP, Assistant Director, Education & Conferences LeAnn Mott, VP, Education & Conferences Natalie Wareham, Events Manager J.W. Wells, Ag & Trust Division Manager Alana Seelbach, Receptionist/Special Projects Insurance Alex Greig, President, KBA Insurance, Inc. Kent Owens, SVP, KBA Insurance, Inc. Elizabeth Roche, SVP, Employee Benefits Administration Jenny Figge, SVP, Operations Cari Charter, AVP, KBA Insurance, Inc. Cole Thompson, Accounts Manager Legal/Compliance Jackie Kuhn, JD, VP, Staff Attorney Gwen Hill, JD, VP, Staff Attorney Jamie Sheik, JD, VP, Legal Dept. Manager Dylan Serrault, JD, VP, CFBS Manager Bobby Young, JD, VP, Staff Attorney Adeel Syed, JD, VP, Staff Attorney Kelly VanZwoll, JD, VP, Staff Attorney & Gov’t Relations Neal Barclay, AVP, Compliance Specialist/Auditor Jeff Narron, AVP, Compliance Specialist/Auditor Kerry Clark, JD, Staff Attorney & Publications Editor Lewis Walton, JD, Compliance Specialist/Auditor Heather Williams, Compliance Operations Specialist/Auditor Meridith DeForest, Administrative Legal Assistant Sarah Lynch-Chaput, Legal Intern Gabe Walker, Legal Intern Tom Thomsen, Legal Intern © 2023 Kansas Bankers Association | The newsLINK Group, LLC. All rights reserved. The Kansas Banker is published six times each year by The newsLINK Group, LLC for the KBA and is the official publication for this association. The information contained in this publication is intended to provide general information for review, consideration and education. The contents do not constitute legal advice and should not be relied on as such. If you need legal advice or assistance, it is strongly recommended that you contact an attorney as to your circumstances. The statements and opinions expressed in this publication are those of the individual authors and do not necessarily represent the views of the Kansas Bankers Association, its board of directors, or the publisher. Likewise, the appearance of advertisements within this publication does not constitute an endorsement or recommendation of any product or service advertised. The Kansas Banker is a collective work, and as such, some articles are submitted by authors who are independent of the Kansas Bankers Association. While the The Kansas Banker encourages a first-print policy, in cases where this is not possible, every effort has been made to comply with any known reprint guidelines or restrictions. Content may not be reproduced or reprinted without prior written permission. For further information, please contact the publisher at 855.747.4003. CONTENTS 6 Meet KBA’s New Chairman Mark Schifferdecker 8 BLOK Session III 2023 BLOK Training Travels to Wichita 10 KBA Leadership on the Road Again … 2023 No-Ties Tour 13 2023 Economic Outlook & Risk Management Conference 14 Community Bankers are Public Servants 21 Bank M&A Outlook & Review Amid Continued Uncertainty By Wyatt Jenkins, CPA, Director, FORVIS Capital Advisors, LLC 24 Multi-Factor Authentication How Having a Layered Defense for Your Bank Can Help to Combat Cyber Threats By Mike Gilmore, Chief Compliance Officer, RESULTS Technology 27 Reflections on a Career in Financial Markets By The Baker Group 29 When It Comes To Phishing, Don’t Take the Bait! By Alex Greig, President, KBA Insurance 30 Kansas Banks Leaning in as Proving Ground for Digital Innovations By NXTUS, Inc. 32 Congratulations KBA, 2023 Hermes Awards Winner! 33 Briefly in Kansas Banking 34 In Memory 36 Help Employees Avoid Stress and Burnout By Mark Thompson, Blue Cross and Blue Shield of Kansas 38 Calendar of Events

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