Pub. 13 2024 Issue 3

When you or your employees take time off from work, it’s an investment in time, money and effort. You want a worry‑free travel experience wherever you go, especially if you’re traveling to a foreign country. Whether the destination is a relaxing retreat or the adventure of a lifetime, you don’t want potential hiccups to derail your entire trip. Travel insurance provides protection from unexpected events while you’re traveling abroad. You and your employees can find affordable plans that cover a variety of services, such as medical emergencies, trip cancellation, lost baggage and emergency evacuation. Purchase travel insurance if you want coverage for: • Medical Emergencies: You may have great medical coverage in the U.S., but most of those benefits don’t extend overseas. It could be difficult to find the right care, and you may have no coverage and face unexpected medical bills. Travel insurance can help cover hospital stays, doctor visits and prescriptions. • Trip Cancellation or Interruption: An unexpected illness or emergency can force you to cancel or cut short your trip. Travel insurance can help you recover non-refundable expenses like flight tickets and accommodations. • Lost or Stolen Belongings: Travel insurance typically offers coverage for lost, stolen or damaged belongings such as luggage, personal items and important documents like passports. This can be crucial in the event of a catastrophe. • Travel Delays or Missed Connections: If your flight is delayed, canceled, or you miss a connecting flight, travel insurance can provide coverage for additional expenses such as accommodation, meals and transportation until you can resume your journey. • Emergency Evacuation: In the event of a natural disaster, political unrest or a medical emergency, travel insurance may cover the cost of emergency evacuation to the nearest medical facility or back to your home country. • 24/7 Assistance Services: Many travel insurance policies come with 24/7 assistance services that can help you with various issues, such as finding medical facilities, arranging transportation or locating emergency assistance. • Activities: If you plan to engage in adventure activities or sports during your trip, some travel insurance policies offer coverage for potential injuries or accidents related to these activities. Life is unpredictable, especially when you travel abroad. Travel insurance provides peace of mind, knowing that you have Peace of Mind for World Travelers Help Your Employees Safeguard Their Health When Traveling Abroad By Blue Cross and Blue Shield of Kansas 26

RkJQdWJsaXNoZXIy MTg3NDExNQ==