Pub. 10 2021 Issue 1

4 6 Chairman's Message: The Flint Factor By KBA Chairman Jonathon Johnson, Home Savings Bank, Chanute 8 Washington Update: COVID-19 Turns One: Lessons Learned from a Global Health Crisis By Rob Nichols, President and CEO, American Bankers Association 10 ATM Loss Alert! Don't Get Dragged Down by "Hook and Chain" Attempts By Craig M. Collins, President, Financial Services 12 Tactics for Navigating Tectonic Shif ts in Liquidity By Scott Hildenbrand, Managing Director, Head of Balance Sheet Analysis and Strategy Head of Piper Sandler Hedging Services 15 Promontory Interfinancial Network Has Changed Its Name to IntraFi Network By Rob Blackwell, Chief Content Officer and Head of External Affairs, IntraFi Network (formerly Promontory Interfinancial Network) 16 2021 Education Calendar 17 Managing the Fintech Transformation Impact By Rachael Stewart, BKD National Financial Services Group 20 Creating Innovation — A Post-Pandemic Imperative By Joe Sullivan, CEO, Market Insights 24 Is Boring Better? By Joe B. Jones, Founding Partner, Executive Benefits Network 26 2021 KBA Photo Contest 28 Briefly in Kansas Banking 30 In Memory Executive DougWareham, President andCEO Kathy Taylor, EVP, General Counsel Terri Thomas, EVP, Legal Department Director Administration AlexOrel, SVP, Government Relations Eric Stofer, SVP, Chief Financial Officer Mary Taylor, SVP, Communications andMarketing Julie Taylor, VP, Computer and Information Systems Sara Blubaugh, VP, ExecutiveAssistant to the President andCEO BreeMagee, Communications &MarketingCoordinator LynneMills, Receptionist/Special Projects Education and Conferences Brenda L. Unruh, SVP, Director, Education & Conferences/Member Services BeckyMilne, VP, Education&Conferences NicoleOrtiz, AVP, Education&Conferences, DivisionCoordinator LeAnnMott, AVP, Education&Conferences, DivisionCoordinator Insurance RyanMcLaughlin, President, KBA Insurance, Inc. EdGriffith, EVP, Employee Benefits Kent Owens, VP, KBA Insurance, Inc. Susan Salyer, VP, Employee Benefits JennyGarcia, VP, Operations Elizabeth Roche, VP, Employee Benefits Cari Charter, AVP, KBA Insurance, Inc. Legal/KBCS Jackie Kuhn, VP, Staff Attorney GwenHill, VP, Staff Attorney AllisonCarpenter, VP, Staff Attorney/Senior ComplianceAuditor Bobby Young, VP, Staff Attorney/ IT andHRConsultant Adeel Syed, VP, Staff Attorney Dylan Serrault, VP, Staff Attorney/ComplianceAuditor Neal Barclay, AVP, Compliance Specialist/Auditor Jeff Narron, AVP, Compliance Specialist/Auditor Kelly VanZwoll, Staff Attorney and Government Relations MeridithDeForest, Administrative Legal Assistant Koren Kabriel, PT Administrative Legal Assistant 6 8 20 © 2021 Kansas Bankers Association | The newsLINK Group, LLC. All rights reserved. The Kansas Banker is pub- lished six times each year by The newsLINK Group, LLC for the Kansas Banker and is the official publication for this association. The information contained in this publication is intended to provide general information for review, consideration and education. The contents do not constitute legal advice and should not be relied on as such. If you need legal advice or assistance, it is strongly recommended that you contact an attorney as to your circumstances. The statements and opinions expressed in this publication are those of the individual authors and do not neces- sarily represent the views of the Kansas Bankers Association, its board of directors, or the publisher. Likewise, the appearance of advertisements within this publication does not constitute an endorsement or recommendation of any product or service advertised. The Kansas Banker is a collective work, and as such, some articles are submitted by authors who are independent of the Kansas Bankers Association. While the The Kansas Banker encourages a first-print policy, in cases where this is not possible, every effort has been made to comply with any known reprint guidelines or restrictions. Content may not be reproduced or reprinted without prior written permission. For further information, please contact the publisher at 855.747.4003.