INSIDE THIS ISSUE 16 24 28 30 Published for the Missouri Independent Bankers Association P.O. Box 1765 Jefferson City, MO 65102 573.636.2751 | miba.net Editor: Matthew S. Ruge Executive Director ©2023 The Missouri Independent Bankers Association | The newsLINK Group, LLC. All rights reserved. The Show-Me Banker Magazine is published six times a year by The newsLINK Group, LLC for The Missouri Independent Bankers Association and is the official publication for this association. The information contained in this publication is intended to provide general information for review, consideration and education. The contents do not constitute legal advice and should not be relied on as such. If you need legal advice or assistance, it is strongly recommended that you contact an attorney as to your circumstances. The statements and opinions expressed in this publication are those of the individual authors and do not necessarily represent the views of The Missouri Independent Bankers Association, its board of directors, or the publisher. Likewise, the appearance of advertisements within this publication does not constitute an endorsement or recommendation of any product or service advertised. The Show-Me Banker Magazine is a collective work, and as such, some articles are submitted by authors who are independent of The Missouri Independent Bankers Association. While The Missouri Independent Bankers Association encourages a first-print policy; in cases where this is not possible, every effort has been made to comply with any known reprint guidelines or restrictions. Content may not be reproduced or reprinted without prior written permission. For further information, please contact the publisher at 855.747.4003. 6. President’s Message Successful Management and Operation 8. Flourish 9. From the Top 10. A View From the Capitol 12. MIBA Lobbying Report 13. Meet Your Missouri Banker Jennifer Marantz, SVP, Director of Corporate Communications Bank of Springfield (BOS) 14. Legal Eagle Spotlight Know Your Alternatives: Common Non-Bankruptcy Alternatives in Troubled Loans 16. A Background On John Denkler President & CEO, First State Bancshares and CoVice Chairman, First State Community Bank 18. The Cove 46th Annual Golf Tournament 19. 2023 Annual Convention & Expo MADE IN THE USA 21. Thank You To Our Early Convention Sponsors 22. Value Added High Baseline Yields Accompany Surprisingly Wide Spreads 24. Multi-Factor Authentication How Having a Layered Defense for Your Bank Can Help to Combat Cyber Threats 27. 2023 MIBA PAC Honor Roll 27. New Associate Members 28. Adopting a Holistic FRAML Approach To Fight Financial Crime 29. MIBA 33rd Annual Scholarship Auction 30. 3 Stages To Unlock a People-First Work Culture 32. News From You 36. 2023 MIBA Financial Directories Are Available 37. MIBA Upcoming Events 37. 14th Annual Security Conference 38. Upcoming Webinar Schedule 4 | The Show-Me Banker Magazine
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