Pub. 1 2021 Issue 3

June 2021 | 1 INSIDE THIS ISSUE 06 16 26 30 Published for the Missouri Independent Bankers Association P.O. Box 1765 Jefferson City, MO 65102 573.636.2751 | miba.net Editor: Matthew S. Ruge Executive Director Hannah Ruge Executive Assistant ©2021 The Missouri Independent Bankers Association | The newsLINK Group, LLC. All rights reserved. The Show-Me Banker Magazine is published six times a year by The newsLINK Group, LLC for The Missouri Indepen- dent Bankers Association and is the official publication for this association. The information contained in this publication is intended to provide general information for review, consideration and education. The contents do not constitute legal advice and should not be relied on as such. If you need legal advice or assistance, it is strongly recommended that you contact an attorney as to your circumstances. The statements and opinions expressed in this publication are those of the individual authors and do not necessarily represent the views of The Missouri Independent Bankers Association, its board of directors, or the publisher. Likewise, the appearance of advertise- ments within this publication does not constitute an en- dorsement or recommendation of any product or service advertised. The Show-Me Banker Magazine is a collective work, and as such, some articles are submitted by authors who are independent of The Missouri Independent Bank- ers Association. While The Missouri Independent Bankers Association encourages a first-print policy; in cases where this is not possible, every effort has been made to comply with any known reprint guidelines or restrictions. Content may not be reproduced or reprinted without prior written permission. For further information, please contact the publisher at 855.747.4003. MADE IN THE USA 02. President’s Message 04. From the Top 06. Flourish 07. A View From the Capitol 08. Legal Eagle Spotlight 10. 2021 MIBA PAC Honor Roll 11. MIBA Lobbying Report 11. New Members 13. MIBA Directors and Officers Seminar 14. News From You 16. Consumer Protection in the Fintech ERA 18. A Background on ... Tyler Bender 20. Munis for the Many 22. The Loyalty Factor: Translating Relationships Into Non-Interest Income 24. How Community Banks Can Prepare For CECL Changes 26. Key Marketing Strategies For A Post-COVID World 30. Work Comp Insights TIG Advisors — Your Workers’ Compensation Partner 34. Dates and Events 36. Annual MIBA Scholarship Auction

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