Pub. 1 2021 Issue 6

December 2021 | 1 INSIDE THIS ISSUE 04 06 22 24 Published for the Missouri Independent Bankers Association P.O. Box 1765 Jefferson City, MO 65102 573.636.2751 | miba.net Editor: Matthew S. Ruge Executive Director ©2021 The Missouri Independent Bankers Association | The newsLINK Group, LLC. All rights reserved. The Show-Me Banker Magazine is published six times a year by The newsLINK Group, LLC for The Missouri Indepen- dent Bankers Association and is the official publication for this association. The information contained in this publication is intended to provide general information for review, consideration and education. The contents do not constitute legal advice and should not be relied on as such. If you need legal advice or assistance, it is strongly recommended that you contact an attorney as to your circumstances. The statements and opinions expressed in this publication are those of the individual authors and do not necessarily represent the views of The Missouri Independent Bankers Association, its board of directors, or the publisher. Likewise, the appearance of advertise- ments within this publication does not constitute an en- dorsement or recommendation of any product or service advertised. The Show-Me Banker Magazine is a collective work, and as such, some articles are submitted by authors who are independent of The Missouri Independent Bank- ers Association. While The Missouri Independent Bankers Association encourages a first-print policy; in cases where this is not possible, every effort has been made to comply with any known reprint guidelines or restrictions. Content may not be reproduced or reprinted without prior written permission. For further information, please contact the publisher at 855.747.4003. MADE IN THE USA 02. President’s Message 04. From the Top 06. Flourish 08. A View From the Capitol 10. Legal Eagle Spotlight 11. 2021 MIBA PAC Honor Roll 12. Meet Your Missouri Banker 13. MIBA Lobbying Report 13. News From You 14. A Background On ... L. Kyle Williams 16. Smart Ways to Find Loan Growth 18. 2021 Security Conference 20. Bill Shakespeare, Community Banker The Bard had Some Thoughts on Balance Sheet Management. 22. Community Banking Conference Highlights PPP Research 23. In Memory of Jack Wagner 24. What are Consumers’ Top Cybersecurity Concerns? Find Out How Your Bank Can Address Key Issues and Build Trust Among Your Customers 26. Dates and Events 27. Thank You