INSIDE THIS ISSUE 06 08 22 26 Published for the Missouri Independent Bankers Association P.O. Box 1765 Jefferson City, MO 65102 573.636.2751 | miba.net Editor: Matthew S. Ruge Executive Director ©2022 The Missouri Independent Bankers Association | The newsLINK Group, LLC. All rights reserved. The Show-Me Banker Magazine is published six times a year by The newsLINK Group, LLC for The Missouri Independent Bankers Association and is the official publication for this association. The information contained in this publication is intended to provide general information for review, consideration and education. The contents do not constitute legal advice and should not be relied on as such. If you need legal advice or assistance, it is strongly recommended that you contact an attorney as to your circumstances. The statements and opinions expressed in this publication are those of the individual authors and do not necessarily represent the views of The Missouri Independent Bankers Association, its board of directors, or the publisher. Likewise, the appearance of advertisements within this publication does not constitute an endorsement or recommendation of any product or service advertised. The Show-Me Banker Magazine is a collective work, and as such, some articles are submitted by authors who are independent of The Missouri Independent Bankers Association. While The Missouri Independent Bankers Association encourages a first-print policy; in cases where this is not possible, every effort has been made to comply with any known reprint guidelines or restrictions. Content may not be reproduced or reprinted without prior written permission. For further information, please contact the publisher at 855.747.4003. MADE IN THE USA 02. President’s Message 04. From the Top 06. Flourish 07. MIBA Lobbying 08. A View From the Capitol 09. 2022 Scholarship Auction Winners 10. Meet Your Missouri Banker 12. A Background on Mitch Baden 16. MIBA 2022 Annual Convention & Expo 17. MIBA 45th Annual Golf Tournament 18. 45th Annual MIBA Convention & Expo 19. MIBA Endorsed Vendor Bankers Security 20. 2022 MIBA PAC Honor Roll 22. Why Hackers Want Your Computer 24. The Battle for Deposits is Heating Up: Are you Ready? 26. Diving into Digital Currency: What You Need to Know About Crypto 29. Dates and Events 30. Up with Coupons Larger interest payments can build a floor under your bond prices 32. New Associate Member August 2022 | 1
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