Pub. 2 2022 Issue 4

TOC	1
PRESIDENT’S MESSAGE Management, Operations & Pre-Convention	2
FROM THE TOP	4
FLOURISH	6
MIBA LOBBYING	7
A VIEW FROM THE CAPITOL	8
2022 SCHOLARSHIP AUCTION WINNERS	9
MEET YOUR MISSOURI BANKER	10
A BACKGROUND ON MITCH BADEN	12
2022 Annual Convention & Expo	16
45TH ANNUAL GOLF TOURNAMENT	17
45th Annual MIBA Convention & Expo Sponsors	18
MIBA ENDORSED VENDOR BANKERS SECURITY	19
2022 MIBA PAC HONOR ROLL	20
WHY HACKERS WANT YOUR COMPUTER	22
THE BATTLE FOR DEPOSITS IS HEATING UP: ARE YOU READY?	24
DIVING INTO DIGITAL CURRENCY: What You Need to Know About Crypto	26
DATES AND EVENTS	28
Up with Coupons Larger interest payments can build a floor under your bond prices	30
NEW ASSOCIATE MEMBER	32

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