INSIDE THIS ISSUE 6 16 22 23 P.O. Box 1765 Jefferson City, MO 65102 573.636.2751 | miba.net Editor: Matthew S. Ruge Executive Director ©2024 The Missouri Independent Bankers Association | The newsLINK Group, LLC. All rights reserved. The Show-Me Banker Magazine is published six times a year by The newsLINK Group, LLC for The Missouri Independent Bankers Association and is the official publication for this association. The information contained in this publication is intended to provide general information for review, consideration and education. The contents do not constitute legal advice and should not be relied on as such. If you need legal advice or assistance, it is strongly recommended that you contact an attorney as to your circumstances. The statements and opinions expressed in this publication are those of the individual authors and do not necessarily represent the views of The Missouri Independent Bankers Association, its board of directors, or the publisher. Likewise, the appearance of advertisements within this publication does not constitute an endorsement or recommendation of any product or service advertised. The Show-Me Banker Magazine is a collective work, and as such, some articles are submitted by authors who are independent of The Missouri Independent Bankers Association. While The Missouri Independent Bankers Association encourages a first-print policy; in cases where this is not possible, every effort has been made to comply with any known reprint guidelines or restrictions. Content may not be reproduced or reprinted without prior written permission. For further information, please contact the publisher at 855.747.4003. Published for the Missouri Independent Bankers Association 5. Save the Date: 47th Annual Convention & Expo 6. PRESIDENT’S MESSAGE Looking Forward to a Great 2024 7. ICBA Live 2024 8. FLOURISH Continuing the Climb for Our Communities 9. MIBA Upcoming Events 10. FROM THE TOP Why Instant Payments Need To Be a 2024 Priority 12. A VIEW FROM THE CAPITOL Basel III Hurts Banks, Businesses and Individuals 13. LEGAL EAGLE SPOTLIGHT Interest Rate Pressure and Risk of Defaults Dictates Review of Collateral and Loan Documents 14. MIBA Lobbying Report 15. Bankers Name Tightening Margins, Cybersecurity as Top Challenges MADE IN THE USA 16. Spread the Wealth Some Bond Sectors Performed Better Than Others in 2023 18. Congratulations MIBA! 2023 MarCom Awards Winner 19. A BACKGROUND ON Jennifer Lawton, CRCM 21. Mark Your Calendar!! Directors and Officers Conference 22. MEET YOUR MISSOURI BANKER Tyler Gordon 23. Support Your Community with a Source of Equity in the Form of Grants 24. Mid-Winter Seminar Ixtapa 2024 26. Community Bankers for Compliance Program 27. Welcome to Our Newest Bank Members 27. New Associate Member 28. 2023-2024 MIBA PAC Honor Roll 29. News From You 31. Upcoming Webinar Schedule 4 | The Show-Me Banker Magazine
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