Pub. 4 2024 Issue 1

Save the Date: 47th Annual Convention & Expo	5
President’s Message: Looking Forward to a Great 2024	6
ICBA Live 2024	7
Flourish: Continuing the Climb for Our Communities	8
MIBA Upcoming Events	9
From the Top: Why Instant Payments Need To Be a 2024 Priority	10
A View From the Capitol: Basel III Hurts Banks, Businesses and Individuals	12
Legal Eagle Spotlight: Interest Rate Pressure and Risk of Defaults Dictates Review of Collateral	13
MIBA Lobbying Report	14
Bankers Name Tightening Margins, Cybersecurity as Top Challenges	15
Spread the Wealth: Some Bond Sectors Performed Better Than Others in 2023	16
Congratulations MIBA! 2023 Marcom Awards Winner	19
A Background On Jennifer Lawton, CRCM	19
Mark Your Calendar!! Directors and Officers Conference	21
Meet Your Missouri Banker: Tyler Gordon	22
Support Your Community with a Source of Equity in the Form of Grants	23
Mid-Winter Seminar Ixtapa 2024	24
Community Bankers for Compliance Program	26
Welcome to Our Newest Bank Members	27
New Associate Member	27
2023/2024 MIBA PAC Honor Roll	28
News From You	29
MIBA Upcoming Webinar Schedule	31

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