Pub. 4 2024 Issue 2

INSIDE THIS ISSUE P.O. Box 1765 Jefferson City, MO 65102 573.636.2751 | miba.net Editor: Matthew S. Ruge Executive Director ©2024 The Missouri Independent Bankers Association | The newsLINK Group, LLC. All rights reserved. The Show-Me Banker Magazine is published six times a year by The newsLINK Group, LLC for The Missouri Independent Bankers Association and is the official publication for this association. The information contained in this publication is intended to provide general information for review, consideration and education. The contents do not constitute legal advice and should not be relied on as such. If you need legal advice or assistance, it is strongly recommended that you contact an attorney as to your circumstances. The statements and opinions expressed in this publication are those of the individual authors and do not necessarily represent the views of The Missouri Independent Bankers Association, its board of directors, or the publisher. Likewise, the appearance of advertisements within this publication does not constitute an endorsement or recommendation of any product or service advertised. The Show-Me Banker Magazine is a collective work, and as such, some articles are submitted by authors who are independent of The Missouri Independent Bankers Association. While The Missouri Independent Bankers Association encourages a first-print policy; in cases where this is not possible, every effort has been made to comply with any known reprint guidelines or restrictions. Content may not be reproduced or reprinted without prior written permission. For further information, please contact the publisher at 855.747.4003. Published for the Missouri Independent Bankers Association 4. PRESIDENT’S MESSAGE Community Bankers Meet Individual Needs 5. Save the Date: 47th Annual Convention & Expo 6. FLOURISH Why the Community Bank Story Matters in Advocacy 7. FROM THE TOP Driving Community Banking’s Agenda with Advocacy 8. A VIEW FROM THE CAPITOL Secure Payments Act of 2024 10. Community Banking Month 11. MIBA Leadership Division at the St. Louis Blues Hockey Game 12. LEGAL EAGLE SPOTLIGHT Loan Workouts What Lenders Need to Know 14. MIBA Lobbying Report 15. Community Bankers School 15. MIBA Upcoming Events 16. A BACKGROUND ON Mark Sloan President and CEO of Community First Banking Company 18. ICBA LIVE 2024 MIBA State Reception 20. ICBA LIVE 2024 MIBA Post Trip — Ocean Reef Club 22. MEET YOUR MISSOURI BANKER Quentin McConkey Security & Loan Officer, BTC Bank 24. Recession Proofing How To Benefit From a Lull in the Economy 26. 2024 MIBA PAC Honor Roll 27. News From You 27. MIBA Endorsed Vendors 28. MIBA Associate Members 30. Upcoming Webinar Schedule MADE IN THE USA 4 12 22 24 The Show-Me Banker Magazine | 3

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