Pub. 4 2024 Issue 4

President’s Message - Effective Community Bank Management	4
Flourish - Connected as Independent Community Banks	6
From the Top - Showing Pride in Independence	7
A View From the Capitol - Corn, Wheat and Now Your Retirement Plan	8
Meet Your Missouri Banker - Andrea Hayes: VP, Branch Manager Farmers & Merchants Bank	10
Legal Eagle Spotlight - Intercreditor and Subordination Agreements: Key Elements Bankers Should	12
47th Annual Convention & Expo	14
MIBA Lobbying Report	15
15th Annual Security Conference	15
Innovation Station - Setting the Stage for Banking the Next Generation	16
Leadership at All Levels - Make Space for Creativity	18
Thank You to Our Early Convention Sponsors	21
A Background On - Brad Doran of farmbank	22
2024 MIBA Financial Directories Are Available!	24
47th Annual Golf Tournament	25
The Meek ... Inherit a Prominent Place in Bond Portfolios	26
34th Annual Scholarship Auction	28
MIBA Upcoming Events	28
2024 MIBA PAC Honor Roll	29
News From You	30
MIBA Endorsed Vendors	31
In Memory	31
MIBA Associate Members	32
Upcoming Webinar Schedule	34

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