FedNow or RTP have made our industry 24/7/365. The technology available to bank customers changes constantly, and the ICBA’s Thinktech Accelerator program is a resource that you should be utilizing. While we may never be on a level playing field against our big bank competitors, we do have access to many other resources from ICBA that help tip the scales in our favor. The one thing that we as community bankers will always have to our benefit is the ability to provide unmatched customer service. As I’m writing this article, I’m sitting in our Oregon, Missouri, branch having just celebrated a ribbon cutting after an extensive remodel. As the picture to the left details, we were able retain the teller windows that were originally installed in the early 1900s, making them well over 100 years old. Imagine the changes in the industry those teller cages have seen. However, the changes we will see over the next 10 years will far exceed the changes of the past 100 years. We as an industry must embrace change and adapt if we are going to SURVIVE AND THRIVE. Welcome to the 2024-2025 MIBA Officers Matthew S. Ruge, executive director of the Missouri Independent Bankers Association (MIBA), the state’s premier banking association exclusively representing over 130 independently-owned community banks state-wide, announced the election of the group’s new officers for the 2024-2025 term of office: Chairman of the Board Jeff Williams Security Bank of the Ozark, Eminence, Missouri President Doug Fish BTC Bank, Bethany, Missouri President-Elect Curt Brumley Community Point Bank, Russellville, Missouri Vice President Charles Gnuse United State Bank, Lewistown, Missouri Secretary-Treasurer Kim Reigelsberger Preferred Bank, Rothville, Missouri The association’s elections were held at its 47th Annual Convention, Sept. 9-11, 2025, at The Lodge of Four Seasons in Lake Ozark, Missouri. The Missouri Independent Bankers Association was the first state independent bankers association to be formed in the country and was chartered in 1959. The association serves community banks throughout Missouri, providing legislative representation, education and seminar programs, as well as other services designed exclusively for community banks. The Show-Me Banker Magazine | 5
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