Pub 10 2022 Issue 4

Issue 4. 2022 1 Howard M. Headlee President howard@utah.bank Becky Wilkes Executive Vice President bwilkes@utah.bank Sara Matute Vice President sara@utah.bank Beth Parker Director of Education beth@utah.bank Brian Comstock Director of Communications & Marketing brian@utah.bank UBA Staff CONTENTS ©2022 Utah Bankers Association | The newsLINK Group, LLC. All rights reserved. Utah Banker is published four times each year by The newsLINK Group, LLC for Utah Bankers Association and is the official publication for this association. The information contained in this publication is intended to provide general information for review, consideration and banker education. The contents do not constitute legal advice and should not be relied on as such. If you need legal advice or assistance, it is strongly recommended that you contact an attorney as to your circumstances. The statements and opinions expressed in this publication are those of the individual authors and do not necessarily represent the views of Utah Bankers Association, its board of directors, or the publisher. Likewise, the appearance of advertisements within this publication does not constitute an endorsement or recommendation of any product or service advertised. Utah Banker is a collective work, and as such, some articles are submitted by authors who are independent of Utah Bankers Association. While Utah Bankers Association encourages a first-print policy, in cases where this is not possible, every effort has been made to comply with any known reprint guidelines or restrictions. Content may not be reproduced or reprinted without prior written permission. For further information, please contact the publisher at 855.747.4003. 2 The Bottom Line By Howard Headlee, President and CEO, Utah Bankers Association 3 Upcoming UBA Events 2023 4 Washington Update Reining in a Regulator Gone Rogue By Rob Nichols, President and CEO, American Bankers Association 6 UBA Development Programs 7 UBA Fall Compliance Conference By Brian Comstock, Director of Communications & Marketing, Utah Bankers Association 8 Recent Developments in NSF Representments By Shaun Harms, Principal, FORVIS 10 The Edulogue By Beth Parker, Director of Education, Utah Bankers Association 11 Emerging Bank Leaders “Igniting Leadership” Conference By Brian Comstock, Director of Communications & Marketing, Utah Bankers Association 12 Risk Management of Third-Party Relationships By Tracey Levandoski, CRCM, CrossCheck Compliance, LLC 15 UBA Bank Executive Winter Conference By Brian Comstock, Director of Communications & Marketing, Utah Bankers Association 16 Bankers on the Move 17 Executive Development Program Class of 2022 20 Banks Need a Game Plan for Today’s Interest Rate Environment By Rob Blackwell, Chief Content Officer, IntraFi 22 Bank Kudos 26 Climate Change and Climate Risk Management for Banks By Julia A. Gutierrez, Director of Education, Compliance Alliance 28 UBA Associate Members 31 Managing CRE Exposure in an Uncertain Market By Jay Kenney, SVP & SouthwestRegional Manager, PCBB 8 26 20 31

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