Pub 9 2021 Issue 4

Issue 4. 2021 25 MEMBERS WE WOULD LIKE TO WELCOME OUR NEW ASSOCIATE MEMBER: COMPLIANCE SERVICES GROUP! Compliance Services Group, LLC is the product of two nationally respected companies that provide responsive and high-quality compliance consulting and audit services for all types of financial institutions. Their team of consulting and auditing professionals — with decades of consulting, auditing, and financial institution experience — serves over 175 financial institutions throughout the country. Compliance Servies Group, LLC is focused on meeting your financial services compliance needs at a value proposition. They can help you implement and maintain a high-quality compliance management program for less than it costs to maintain internal expertise. They also offer compliance audit services, either on an independent basis for board audit and supervisory committees or on behalf of the management team. We invite you to explore their services options to see what they can do to benefit your institution. Contact John Bley at john.bley@complianceservicesgroup.com. UTAH BANKERS ASSOCIATION IS PROUD TO ANNOUNCE OUR NEWEST ENDORSED VENDOR: BHG BANK GROUP. Our members now have access to the BHG Loan Hub, a state-of-the-art loan delivery platform that allows your bank to: • Quickly review and analyze credit files • Purchase top-tier assets • Diversify your bank’s portfolio • Turn excess liquidity into revenue UBA performs extensive due diligence on each potential partner. Here’s why we chose BHG: • ~$1B in combined interest income earned by banks since 2001 • 2.00 — 4.00% return for your bank • ~$10MM in loans available for purchase daily • 42K+ borrowers come to BHG for financing monthly • Banks have had $0 historical loss on the BHG Core Loan Portfolio • Receive direct ACH payments from borrowers • Credit enhancements available MEET YOUR BHG BANK REPRESENTATIVE Interested in learning more about BHG and how you can join the BHG Bank Network? Contact Meaghan Kincaid today at 315-436-0592 or mkincaid@bhg-inc.com to see how your bank can partner with BHG.

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