12 officers, internal auditors, general counsel, outside counsel, regulators, underwriters, and consultants. Our experienced and credentialed professionals have expertise in federal and state financial regulations, as well as certifications in accounting, compliance, risk, internal audit, fraud, underwriting, BSA/AML and mortgage banking. This means our clients receive the highest level of professional standards of knowledge and ethics. We are also wellknown for our industry involvement with trade associations serving on boards and committees, presenting at industry events, and as published authors for key industry publications. D.A. Davidson & Co. 8 Third St., N Great Falls, MT 59401 Tom Hayes (406) 268-3084 thayes@dadco.com dadavidson.com D.A. Davidson & Co. is a full-service investment banking firm. In addition to research, market making and fixed income sales and trading, Davidson is the leading provider of investment banking services (M&A advisory services and capital raising) to banks in the Western U.S. Discover® Debit 1301 McKinney St., Ste. 2500 Houston, TX 77010 Mark Froemke (605) 336-3409 markfroemke@discover.com www.discoverdebit.com Discover® Debit offers banks a compelling alternative in signature debit. With superior economics, simplified rules and fee transparency, a comprehensive fraud mitigation program and stronger program flexibility, Discover Debit is a direct route to greater profitability. Dorsey & Whitney, LLP 111 S. Main St., 21st Fl. Salt Lake City, UT 84111 Steven Waterman (801) 933-7365 waterman.steven@dorsey.com www.dorsey.com Dorsey & Whitney provides legal representation in all aspects of commercial banking with particular experience in all types of lending, litigation, bankruptcy and receiverships, mergers and acquisitions, and regulatory matters. Founded in 1912 at the request of a bank, Dorsey has a century of service in the financial services industry. Dorsey represents lead arrangers, administrative agents, lending banks and borrowers in syndicated, club and single-bank credit transactions. The firm also represents banks in out-of-court workouts, receiverships, bankruptcy and financial restructurings. Its experience includes representing underwriters and issuers in
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