Pub. 10 2022 Issue 2

The Bottom Line	2
Washington Update No Deal: States Slam On Brakes For CU Acquisitions of Community Banks	4
Introducing the 2022-2023 UBA Board of Directors	6
17th Annual Women in Banking Conference	7
The Edulogue: Bank Training in a New World	8
Banks Are Worried About A CBDC. Not Nearly Worried Enough	10
SWOT-ing at the Crisscrossing Crypto Crackdown	12
Utah is the Silicon Valley of Financial Services	15
114th Annual UBA Convention	16
Craig White Named 2022 Distinguished Banker	19
Finding New International Business Customers in Your Midst	20
Bank Kudos	21
Bankers on the Move	24
UBA Associate Members	28
Associate Member Updates	32
The Utah Court of Appeals Clarifies the Duties a Bank Owes to Customers and Non-Customers	35

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