UTAH BANKERS ASSOCIATION 26 Unitas Financial Services 6543 Commerce Pkwy., Ste. M Dublin, OH 43017 Brian Ruhe (740) 967-1131 Brian.Ruhe@unitas360.com www.unitas360.com Unitas Financial Services came together when Golden Eagle Insurance, a leading provider of blanket insurance products founded in 1995, and Innovative Risk Solutions, an expert in lender and real estate investor protection founded in 2006, merged in 2020. Both companies agreed that they wanted to expand their presence in the lending world, and joining forces set them on the fast track toward that goal. Unitas is a Latin word that means “oneness” or “unity,” which aligns with the founders’ goal of having a close-knit relationship with employees and clients to create a customercentric culture of innovation. Upgrade, Inc. 275 Battery St., Ste. 2300 San Francisco, CA 94111 Nik Vukovich (415) 940-7688 nvukovich@upgrade.com www.upgrade.com/institutions/ Upgrade is a marketplace lender having facilitated the origination of about $3 billion in personal loans since its inception. We partner with community banks to give them access to prime consumer assets for income goals, customer base growth as well as co-branded digital solutions. Upgrade can offer community banks digital unsecured consumer loans, secured consumer loans, cards, auto loans as well as HELOCs. We can provide community banks with a digital channel to access customers in their communities with a flawless user experience. Utah Center for Neighborhood Stabilization 6880 S. 700 W., 2nd Floor Midvale, UT 84047 Daniel J. Adams (801) 316-9111 dan@utcns.com www.utcns.com UCNS stabilizes neighborhoods through its subsidiary organizations by providing single and multi-family affordable housing, neighborhood revitalization, transit-oriented development, and small business lending and investing. Utah Housing Corporation 2479 S. Lake Park Blvd. Salt Lake City, UT 84120 Grant Whitaker (801) 902-8290 gwhitaker@uthc.org utahhousingcorp.org Established by legislation in 1975 as an independent public corporation, Utah Housing Corporation is the leader in serving Utah’s affordable housing needs. Working with the private sector, Utah Housing provides mortgages and down payment assistance to low- and moderateincome homebuyers, finances affordable rental properties, and develops special needs housing. At no cost to the state, Utah Housing has provided financing for more than 97,000 Utah homebuyers, 30,000 affordable rental units, and over 7,500 special needs units of housing.
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