Pub. 11 2023 Issue 3

The Bottom Line	4
Washington Update - Advocating for ACRE: How Congress Can Help Rural America	5
7th Annual Utah Banks & Partners Golf Classic	6
The Edulogue - Are You Experiencing a Skills Gap?	8
Bankers on the Move	9
10 Tips for Protecting your Institution and Customers From Check Fraud	10
UBA’s Community Reinvestment Conference	12
New Bank Guidance: Regulators Share Direction on Third-Party Risk Management	14
Emerging Bank Leaders at Topgolf	16
Artificial Intelligence - The Benefits and Challenges for Financial Institutions	18
Bank Kudos	20
UBA Associate Members	23
New Associate Members	26
UBA Staff	26

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