Howard M. Headlee President & CEO howard@utah.bank Becky Wilkes Executive Vice President bwilkes@utah.bank Sara Matute Vice President sara@utah.bank Beth Parker Director of Education beth@utah.bank Brian Comstock Director of Communications & Marketing brian@utah.bank UBA Staff ©2023 Utah Bankers Association | The newsLINK Group, LLC. All rights reserved. Utah Banker is published four times each year by The newsLINK Group, LLC for Utah Bankers Association and is the official publication for this association. The information contained in this publication is intended to provide general information for review, consideration and banker education. The contents do not constitute legal advice and should not be relied on as such. If you need legal advice or assistance, it is strongly recommended that you contact an attorney as to your circumstances. The statements and opinions expressed in this publication are those of the individual authors and do not necessarily represent the views of Utah Bankers Association, its board of directors, or the publisher. Likewise, the appearance of advertisements within this publication does not constitute an endorsement or recommendation of any product or service advertised. Utah Banker is a collective work, and as such, some articles are submitted by authors who are independent of Utah Bankers Association. While Utah Bankers Association encourages a first-print policy, in cases where this is not possible, every effort has been made to comply with any known reprint guidelines or restrictions. Content may not be reproduced or reprinted without prior written permission. For further information, please contact the publisher at 855.747.4003. SPARK 801 Nicollet Mall Minneapolis, MN 55402 Erik Swenson (612) 345-0683 erik.swenson@lendwithspark.com lendwithspark.com Stephens, Inc. 101 2nd St., Ste. 850 San Francisco, CA 94105 Steven Egli (415) 548-6912 steve.egli@stephens.com www.stephens.com StrategyCorps 100 Westwood Pl., Ste. 400 Brentwood, TN 37027 Dave DeFazio (615) 498-5220 dave.defazio@strategycorps.com strategycorps.com Tassat 22 W. 21st St., 9th Fl. New York, NY 10010 Carol Hartman carol.hartman@tassat.com tassat.com The Baker Group 2975 W. Executive Pkwy., Ste. 139 Lehi, UT 84043 Brian Bates (800) 937-2257 bbates@gobaker.com www.gobaker.com Unitas Financial Services 6543 Commerce Pkwy., Ste. M Dublin, OH 43017 Brian Ruhe (740) 967-1131 brian.ruhe@unitas360.com www.unitas360.com Upgrade, Inc. 275 Battery St., Ste. 2300 San Francisco, CA 94111 Nik Vukovich (415) 940-7688 nvukovich@upgrade.com www.upgrade.com/institutions Utah Center for Neighborhood Stabilization 6880 S. 700 W., 2nd Fl. Midvale, UT 84047 Daniel J. Adams (801) 316-9111 dan@utcns.com www.utcns.com Utah Housing Corporation 2479 S. Lake Park Blvd. Salt Lake City, UT 84120 Grant Whitaker (801) 902-8290 gwhitaker@uthc.org utahhousingcorp.org vCom 12657 Alcosta Blvd., Ste. 418 San Ramon, CA 94583 (503) 292-3640 vcomsolutions.com Vericast 15955 La Cantera Pkwy. San Antonio, TX 78256 Cristi Vernon (801) 288-2133 cristi.vernon@vericast.com www.vericast.com Wasatch Business Finance 5288 S. Commerce Dr., Ste. B-228 Salt Lake City, UT 84107 Steve Carlston (385) 799-6701 steve@wbfcdc.com www.wasatchcdc.com West Monroe Partners, LLC 1000 Wilshire Blvd., Ste. 1100 Los Angeles, CA 90017 Josh Hoppes (213) 631-4837 jhoppes@westmonroe.com www.westmonroe.com Zions Correspondent Banking Group 310 S. Main St., Ste. 1400 Salt Lake City, UT 84101 Phillip Diederich (801) 844-7853 phillip.diederich@zionsbancorp.com www.zionscbg.com Utah Banker 25
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