TABLE of CONTENTS 4 The Bottom Line By Howard Headlee, President and CEO, UBA 5 WASHINGTON UPDATE The “Other” CRA A Lesser-Known Tool in the Policy Toolbox By Rob Nichols, President and CEO, ABA 6 116th Annual UBA Convention Recap By Brian Comstock, Director of Communications & Marketing, UBA 9 Introducing the 2024-2025 UBA Board of Directors 10 Message From the New UBA Chair By Mark Packard, Chair, UBA, President/CEO, Central Bank 12 Eric Schmutz Named 2024 Distinguished Banker 13 UBA Women in Banking Conference By Brian Comstock, Director of Communications & Marketing, UBA 14 The Power of Blogging Enhancing the Community Bank Social Media Marketing Strategy By Neal Reynolds, President, BankMarketingCenter.com 16 Bank Kudos 18 Benchmark Your Way to Workforce Success By Al Elio, Content Marketing Manager, isolved 20 Branch Closings Requirements and Nuances By Erin Busse, JD, Associate General Counsel, Compliance Alliance 22 Bankers on the Move 24 Welcome to Our New Associate Members! 24 UBA Associate Members Utah Banker 3
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