Pub. 12 2024 Issue 2

The Bottom Line	4
Washington Update - The “Other” CRA: A Lesser-Known Tool in the Policy Toolbox	5
116th Annual UBA Convention Recap	6
Introducing the 2024-2025 UBA Board of Directors	9
Message From the New UBA Chair	10
Eric Schmutz Named 2024 Distinguished Banker	12
UBA Women in Banking Conference	13
The Power of Blogging: Enhancing the Community Bank Social Media Marketing Strategy	14
Bank Kudos	16
Benchmark Your Way to Workforce Success	18
Branch Closings: Requirements and Nuances	20
Bankers on the Move	22
Welcome to our New Associate Members!	24
UBA Associate Members	24

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